Your money, kept safe.
Codes to sign in, a PIN for every payment, and a real person checking every deposit and withdrawal.
Eight locks, one door.
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Codes, not passwords
A fresh six-digit code for each sign-in. Nothing to leak.
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Passkeys
Face ID, a fingerprint or a security key. Can't be phished.
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Two-step verification
An authenticator app as a second lock, with recovery codes.
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Sessions you control
See every signed-in device. Sign any of them out.
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A PIN for every payment
5 wrong tries locks it for 15 minutes.
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No double charges
Press Send twice by accident and it still happens once.
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Never below zero
The database refuses any entry that would overdraw a balance.
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Private files stay private
IDs and proofs open through links that expire in minutes.
How we hold your money.
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A person checks it in
Deposits are matched by reference before your balance moves.
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Two entries, every time
Money out of one account, into another. The books sum to zero.
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Reconciled daily
All balances are checked against the ledger every day.
Your part, in four lines.
- We never ask for your PIN or a sign-in code.
- Check the name and photo before you send.
- Add a passkey or two-step. It takes a minute.
- Paid, then asked to refund elsewhere? That's a scam.
Something wrong?
Sign out every session in Settings, then contact us with the topic "Security". We reply within one business day. Found a bug? Email support@transfercove.com.
Contact us
Ready to get started?
Join thousands of people who trust TransferCove to move money fast, safely and reliably.